Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Cars and Transportation
Reply to "Car catches on fire and damages mine, but their insurance doesn’t pay"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous][quote=Anonymous]So, because both parties have liability coverage only and no one is deemed liable when a car catches on fire = no coverage? I think that I understand better now. From my personal perspective, if my property blows up and damages yours, I have a personal responsibility to help repair the damage. Obviously, this is not a universally shared perspective. :-([/quote] Liability coverage only comes into play if you are negligent. Ownership alone is not enough to trigger responsibility. For your insurance to cover your property you have to have insurance. Problem here is that OP had no coverage. So OP is on their own. I mean if you elect to help someone else out, I’m sure an injured person would be happy. But there is no legal responsibility without negligence. [/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
