Reply to Car catches on fire and damages mine, but their insurance doesn’t pay

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]This is why many states have no fault insurance.

Also, people have car insurance that doesn't cover their own car?  This sounds like a very budget policy.  If the OP hit me with her car, i'd love to see how much coverage they have.  I'm guessing it is very low limits. And then i'm coming after the OP's personal assets.... [/quote] people who have assets have comprehensive insurance. you'd be trying to get blood out of a turnip;  even if you one they'd file bankruptcy and you'd still get nothing. at least everyone would know what a jerk you are, so I guess that's the one bright spot.[/quote]

DP.  You seem to being confusing liability coverage with comprehensive coverage.  Liability coverage is what pays for the other person’s damage and injuries if you cause an accident, and you are required by law to carry a certain amount of it.  Comprehensive coverage is what pays for your own auto damage if it’s damaged through act of god stuff like a tree falling on your car or, in this case, it catching fire because something else nearby caught fire through an act of god.[/quote]

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