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Reply to "New car in accident- what to expect"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We're going on five months of waiting for parts for our 2021 car that another drive smashed into in March, OP -- the supply chain problems really suck, especially if you want OEM parts, which for a brand-new car, you do. I'm also going to pursue a diminished value claim against the other driver's insurance to pay us for the inherent loss of resale value from the car having been in a serious accident. Our body shop told us a couple of months ago that we should ask the insurance to total the car out, because it would be faster than waiting for parts to come in, but it's an electric car that's hard to come by now (used ones are selling for more than we paid new), and I wanted the car back, not a bunch of cash to go buy another one that I wouldn't be able to get. So we're still waiting. [/quote] Have you had a rental car for 5 months? I thought there’s a limit on rental insurance coverage on most policies that’s usually for 1-2 months.[/quote] We have — it’s the other driver’s insurance, so the usual limit doesn’t apply. They dragged their feet paying some of the rental bill (I had to close and reopen the contract after 4 months), but they just paid it. So far no luck getting them to pay for gas for the rental even though their driver rendered our electric car undrivable, though. [/quote]
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