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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We’re you not making over $150,000 until very recently? If you didn’t want to save for college, then you either need to take parent plus loans or look at less expensive schools. [/quote]

No, we’ve been making quite a bit more than this for some time. We have clearly underfunded our 529. Too late to fix it now and, honestly, we didn’t realize until just a year or two ago that many colleges don’t offer merit-only-based scholarships. There must also be a demonstrated financial need. DH grew up dirt poor and received a full scholarship to a T20 school and then a full ride after through to a Ph.D. I went to a cheap in-state school.

But…we ran multiple college financial aid net price calculators and even with our below-par 529 balances, we’re told our net price is whatever the college charges and that our affordability is more than double the actual $80K cost. So, sure seems like the colleges think we can easily afford to send our kids there. Just wondering what levers they’re expecting us to pull?[/quote]

Your [b]BASE [/b]is $400k.  You make an additional $40k in RSUs and ISOs a year, and can earn another $60k in bonus on top of that.  So the real question is where is all of your money going?  How is it possible you only have $150k in non-retirement accounts?  Why do you think you need some hidden lever to pay for your kids?  I'd be fascinated to see your budget, though I doubt you'd offer it up.  $500k/year, one house, mortgage of $530k, and somehow you have no idea where to find money for college.  It's like a parody of DCUM cluelessness.[/quote]

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