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Health and Medicine
Reply to "CareFirst Blue Choice dropped Sibley Memorial from network effective today"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Blue Choice is Care First’s HMO. For those that have been around a while, it is the old CapitalCare. [/quote] Even this is inaccurate information. All Blue Choice plans aren’t HMOs. I have a Blue Choice plan that is a PPO. General rule of thumb…never get a PPO if you have a choice. [/quote] I'm not sure why you would say that. I have only ever had PPOs and both high and low deductible plans. I'm not sure why anyone would pick an HMO over a PPO unless you're in an area with a LARGE Kaiser network.[/quote] HMO’s typically cover more of the cost, assuming you stay in network. We had HMO’s for 10 years with no issues. We’d have one now but it’s too expensive and now we have a sucky HDHP. When for my pregnancies/deliveries it was one single $20 copay to the OB at confirmation of pregnancy and I think a $50 copay to the hospital for an entire delivery including epidural. No other bills. DH’s vasectomy was $50. Etc. [/quote] I paid $0 for my entire pregnancy. Like no copays for OB visits, scans, birth, anything. I had a PPO.[/quote]
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