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Reply to "Explain like I'm 5... maxing out retirement"
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[quote=Anonymous][quote=Anonymous]I'd never heard of, but really like the HSA idea on the order of operations. But with a family those high deductible plans to qualify really seem like a risk that could wipe out any potential tax savings and more. Any creative ways to fund an HSA?[/quote] You’re paying for the medical expenses either way, consider how much lower your premiums are for the HSA eligible plan versus your other options. The savings in premiums can fund your HSA and you get a tax break. If you have a lot of medical expenses one year you use all the HSA money, if you don’t then it adds to your savings for the future.[/quote]
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