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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP Here: It kills me that our student loans take so much of our monthly budget. That's where we get into income, etc..... The minimum is LOW, which only makes the balance grow, and the Trump/Biden student loan forbearance makes the minimum and interest 0 for the past two years. Because the balance would actually grow if paying minimums, during normal times, we regularly put in 1800-2000 monthly to bring the balance down. We have continued this during forbearance. The loan is related very very very specifically and directly to DH's career, and the job pays well.[/quote]

I feel like anyone with the wherewithal to keep this level of bookkeeping should be able to earn more and have a higher net worth. OP, you are underemployed.[/quote]

I agree. I am trying to go back to work with my youngest being in preschool.
And! I’m not actually interested in picking up where I left off. [b]As if they would accept my gap in work anyway.
[/b]
Its tough. This goes back to a thread about sahms returning to work. We need people to not categorize us as a whole. There are many different sahms. I worked in unrelated areas, part-time, while having little babies and kids. But, I did have gaps. I’m still intelligent and would be an asset in some way.[/quote]

At age 51 (as a working mom with 3 teenage children), I have some perspective on this one.  In the old days, I think that returning to the workplace was harder for women after a long gap.  Now, I think that's no longer the case. The economy and jobs have changed so much.  You can do just fine when you return.  For now, enjoy your time as a SAHM with your young children  . . . you will not regret it.  You are young and have time to earn/invest.[/quote]

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