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General Parenting Discussion
Reply to "What sacrifices have you made as a parent that you never imagined?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Having kids in late 30s, I never expected how hard it would be around 60 and how it impacts retirement plans. [/quote] Can you elaborate? If you had your first kid at 38 and second at 42, they would be 27 and 23 when you’re 65. What’s hard about that? I’m not being sarcastic. [/quote] The pp said 60 and not 65. So, 18 and 21. Still have college to pay for at least one. You start seeing friends with older children retiring and you find paying for retirement during college (which costs a bit more than what friends paid) is not in your plan. You have to figure out where your retirement will be 10 years before they will be settled. You are still in family trip mode and friends are out and about on couple vacations. Not every child is independent by even 23. [/quote]
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