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Reply to "Is it messed up to not save for your kids college even if you can afford it?"
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[quote=Anonymous]The biggest counterargument to OP's idea is that not saving money for your kid's college tuition, if you can afford it, won't do anything to fix the very real underlying structural problems with the whole system. The kids still won't qualify for aid, because they come from a family that could otherwise pay. So if they want to go to college, they'll just wind up with lots of debt -- exactly the situation OP is rightly objecting to in the case of students whose families can't afford to save. It's a dilemma, OP, but ultimately, you're not really helping anyone by opting out... so I'd probably go ahead and opt in. That's what we've done, though I could certainly think of more interesting ways to use the money we've saved in 529s over the years.[/quote]
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