Reply to I legit do not understand how people afford style

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[quote=Anonymous]There’s not a tremendous quality gap between factory stores and their counterparts anymore (J.Crew Factory and J.Crew). The factory stores have 50% off sales frequently and I buy most of my basics that way.

For more expensive pieces, I search Poshmark. Lots of things new with tags, things worn only a few times, etc. I get a lot of workwear there because I’m only in office about 25%.

I will pay more for shoes because they do last. That said, I haven’t bought work shoes in 4 years (and I did travel all throughout Covid). I have had the same pairs of casual shoes for probably 3 years. I just bought a new pair of tennis shoes, I think the previous pair is 2-3 years old.

I spend decent money on textiles for my house, my wall art is all made by local artists - I live on an island and the talent here is amazing. I’m not a minimalist by far, but very purposeful and intentional in my purchases.

I have a $65k car that I bought with my bonus 2 years ago. I save 15% - 20% of my income between 401k, IRA, stocks, cash savings.

I live on a little island and that has significantly cut down in how much I want to vacation. I am going to a different island this weekend and paid $625 for the house for 3 nights. That’s the only real “vacation” I have planned right now.

Biggest thing for me is that my mom died at 37, my dad at 62. My dad had a bucket list a mile long that he planned to enjoy in retirement. Instead, he worked his whole life, saved his whole life, and missed out on things he dreamed of and had the means to do. I’m financially responsible with the understanding that I have to live while I’m alive. 
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