Reply to Anyone plan on not paying back student loans?

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[quote=Anonymous][quote=Anonymous]I graduated law school in 2008 with $160K in debt (loans + interest over 3 years + bar loans).  My first job as a fed was slightly under $50K.  I shared a two bedroom apartment with three other women (I'm a woman also).  DH and I married a year later.  He had no school debt as his graduate programs were in sectors that paid stipends.  (I had no idea such programs existed).  My loans were repaid by the end of 2012.  I was still a fed 10 years later so I think I would have qualified for PSLF, but I hear the program is a mess so who knows.  We lived in really crappy apartments (one had mold, I didn't know mold could grow in apartments) and my commute was 45 minutes to DC (not terrible).  I chose an undergrad program based on price - graduating debt free was a priority for me.  Maybe my experience was less than that of more expensive colleges.

On the one hand I hear the statistics about the crushing burden of school loans.  On the other hand I worked three jobs the summer before college, worked throughout college - I was the only freshman I knew working a 20 hour a week part time job, worked every summer.  When I graduated from undergrad a friend told me they had $30K in student loans.  We went to the same university.  I couldn't imagine how they racked up that much debt, but even still that is very modest compared with some of the horror stories we all hear about.  I DO think college costs today are crazy.  Maybe I was just lucky?  [/quote]

Well, universities are ranked just like cars and school districts. Snobbery is abundant.[/quote]

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