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Reply to "Anyone plan on not paying back student loans?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I got forgiveness through PSLF this year. I'd been paying since 2008 and my balance was 2k less than when I started. My plan B if PSLF had continued being so broken (I was notified in 2022 that I had actually completed all the requirements for the program in 2019 and got a refund) was to do a plan default. [/quote] I'll get PSLF in 2023-ish, and will have accrued nearly $70k in interest. I pay the minimum every month, but the interest rate is 6.25%, so there's no point in actually trying to make progress.[/quote] I'll also get PSLF next year, and I think my balance will actually end up more than an I started despite making 10 years of payments because my interest rate is 8.5%, which imho is usurious on the federal government's part.[/quote]
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