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[quote=Anonymous]I have Trupanion which covers 90% of accident or illness veterinary care. I have a $1000 deductible (I’ve got this in savings) and pay $30/mo. My dog is a 3.5 year old mixed breed - border collie and a bunch of other things.

I have the insurance to cover surgery for accident or illness and other stuff that runs into the many thousands. I chose Trupanion because they pay veterinarians directly, many pet insurances will only reimburse you after you submit paid in full vet bills.

My dog’s coverage doesn’t include routine veterinary care because I budget for that - two checkups a year, heartworm/flea/tick prevention medication. My dog has had all her vaccines in puppyhood but I don’t do yearly vaccination beyond the rabies vaccine required by law. I’ll have her titer tested at 5-7 years of age and see if she requires any boosters - that’s in keeping with newest veterinary research on vaccinations in the last two decades. Over-vaccination especially in older pets causes serious health issues in too many dogs and cats.[/quote]

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