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Reply to "Kaiser Permanente for insurance?"
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[quote=Anonymous]I think it's a relatively small chance that I would need a surgery that only a few surgeons are truly qualified to perform well (heart transplant or the like). If I had something like cancer where there are different protocols, I could pay for an expert to review my scans and lab results and talk with the Kaiser folks. If I were going to need experimental treatment I might either do a clinical trial or appeal if Kaiser denied...I don't think they are any more likely to deny than other insurers (my brother got proton radiation 15ish years ago and it was a huge fight with the non-Kaiser carrier). For me, being able to get better and cheaper care for routine things is more important than having more (not unlimited, no carrier covers every single provider or treatment) options for very rare things, but ymmv.[/quote]
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