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Reply to "What’s the e best financial decision you’ve ever made?"
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[quote=Anonymous]Saving as much in my 401K as I could and buying a house in my 20s. Part of that was good timing--we bought our first house right before the bubble in the 2004 and were able to sell at a decent profit (a lot of friends who bought after us weren't so lucky). But, I will admit that a lot of the reason I could save money and buy a house had to do with family help. Not that my parents or in-laws have ever given us straight-up cash but both DH and I had our college tuition paid for, wedding paid for and I inherited money from a grandparent as a kid that I used as our first down-payment. My parents and ILs also provided a lot of free childcare over the years and they now live in beach resort towns so our vacation bills are low. I earn an OK salary but would never be able to max out my 401K if I was still paying off college or had high daycare bills. Worst decision was selling that first house. Even though we made money on it, we should have found a way to rent it when we bought our second home. It's a great rental unit in an excellent school district and we could have used it in retirement.[/quote]
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