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Reply to "Buying a Car Using Amex Platinum"
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[quote=Anonymous]I bought a car on my credit card at Jack Taylor Toyota in Alexandria back in 2016. There were no fees. I tried again in 2020 at a different dealership (VW) and there were fees for using a credit card plus a jump in price because I lost all of the discounts they only offered if you used their financing. We ended up getting the best deal by getting a 24-month car loan. We had to make 3 payments to avoid a prepay penalty so we paid off in 3 months. We saved a lot over buying with our credit card even when I estimated what we'd get in cc points. OP, what is the refinancing part? I didn't think you could refinance a credit card unless you transfer the balance to a different card but maybe I'm clueless. [/quote]
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