Reply to If you are middle class (<150k HHI), how would things be different if you were rich (>400k HHI)

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Reply to "If you are middle class (<150k HHI), how would things be different if you were rich (>400k HHI)"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Our HHI is 100k and we are a family of five. We are both 32 and have 3 young kids. We live in a lower COL area but not in a middle of nowhere cheap, cheap area.

We live in a cute 3 bed home in a lovely neighborhood and it works for now but we would definitely move to a larger house. We would eat out more, we would hire a weekly house cleaner, I’d buy more new, quality stuff (furniture, clothes, etc), I wouldn’t be as concerned about price shopping when I’m at the grocery store, we’d continue saving for retirement and college but be able to save more faster, we’d go on more vacations and to nicer places…the list could really go on and on.

I think one of the biggest differences would be that we could put less time and effort towards budgeting, price shopping, and prioritizing needs over wants. We wouldn’t have to choose between getting a new water heater or going on a very modest vacation. [/quote]

Oh, and I’d buy nice cheese not the orange store brand “sharp cheddar” blocks they sell at the chain grocery store. [/quote]

I'd still shop at Aldi's and Lidl as nothing better about the Safeway and Giant but price.  SO many better things to put money with.

But, the issue is you choose to have three kids.  That's far more expensive than if you stopped at 1-2.  That's a lifestyle choice and doesn't make you middle class because you are a family of five.[/quote]

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