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Reply to "How do people have massive retirement accounts if it's a $19,500 (or whatever) limit per year?"
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[quote=Anonymous]I worked for a company that did 100% match. For a number of years when we had little kids we maxed my 401k and got the 100% match. After that my take home pay went completely to paying for childcare costs and work costs (dry cleaning, gas, parking). But that investment is now worth a lot more due to compound interest. DH also had 100% match for 10 years. And yes we maxed out our 401k starting in our mid 20s. We ate Ramen noodles and didn't go on vacation for the first 8 years of our marriage but it was worth it to be financially secure now.[/quote]
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