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Money and Finances
Reply to "Yours, Mine, and Ours finances-- how does it work in your house?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous] It seems you are a little insecure about your system. No need to get defensive about it, since it obviously works for you. I do question, though, your denial that you have a very high income, because that seems like it's the only way approach works, particularly at the savings rates you profess to achieve every year. But that's neither here nor there. [/quote] Again, the lack of reading comprehension is what is questionable here and not actually the method or amount of savings. I'm neither defensive about my budget nor trying to persuade others to adopt any method(s) that I post, if you can even call it that. I do, however, question the erroneous assumptions that you have made from such little information or statements where you assume that I "don't save what you intend because of monthly expenses." Where you get that on little to know information is really beyond me. I also find it a bit funny that you're calling my so-called "system" faulty, yet I save 50% of my income. Tell me, how much of your income do you save with your "system"? I don't think my budget managaement is different from anyone else's. We have a budget and financial savings goals. The only difference is that we make payments for savings and expenses into separate accounts. We have the same end goal but do not combine for ease of financial movement and to avoid a spouse - not unlike yourself - that is berating and nitpicking line items, and perhaps making faulty assumptions of spending habits. It's not healthy. And that was the point of the post. Stating that we keep separate accounts to avoid nonsense like this thread. [/quote] PP respectfully, don't take the troll bait. [/quote]
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