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Home Improvement, Design, and Decorating
Reply to "how do you pay for house projects (big ones)?"
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[quote=Anonymous]It really depends on the circumstances. Interest rates are sooooo low right now that you can make a little money by taking out a loan and keeping your cash invested. When rates go up though it will be a different story. I would stay away from company financing. In your case, for a $65k project with rates where they are, I would take out an $80k loan (to cover overages) and save, save, save so that I had the $80k in the bank by the time I paid back the loan. Yes, I would in effect be doubling down by paying off the loan while also saving but that's the way I work ...[/quote]
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