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Money and Finances
Reply to "Yours, Mine, and Ours finances-- how does it work in your house?"
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[quote=Anonymous]Spouse and I have shared financial goals but also enjoy discretion over our personal spending. We each hold back an identical amount from each paycheck (we make the same amount) and transfer the rest to our joint account. From the joint account we pay all household/kid expenses and save/invest. We both max our retirement accounts (work/IRAs) and have joint and separate checking/savings/credit card accounts. We have a quarterly discussions where we review our net worth (including our separate accounts) and goals. This has worked very well for us for 10+ years. While the amount of money we hold back for personal spending is relatively small, we both really like preserving that independence--no one ever asks "you spend how much on your hair?" or "that electronic device cost how much?" [/quote]
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