Reply to Early premies: do they ever live normal healthy lives?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I've always wondered why people can't just purchase insurance that reflects their own wishes, and pay premiums commesurately.  There are all sorts of other insurance options on the market so why not.  The costs of healthcare for the pool of people who wish to extend life to the max extent-- will be very costly.  For the pool of people who have a solid medical diretive, stating that they don't want to suffer, don't want heroic measures at the end-of-life-- will be much less expensive.  [/quote]because insurance companies have become more smart. many people have coverage when the pregnancy starts, but then the insurance company finds a way to drop that coverage.
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Check out the lifetime cap on your insurance policy.  (Actually someone told me that Obamacare is forcing insurance companies to eliminate or raise these, but that wasn't the case when my micro-preemie was born).   NICU care for 4 months plus the extraordinary required even after discharge will eat away at that very fast, and parents are often left in bankruptcy.

So on top of worrying that your child is going to die for months and months, you get to worry that you've been financially ruined.  Because of our situation, I got to know many couples who now have hundreds of thousands in debt that they'll never pay off.  And some of them don't even have the consolation of holding a baby.  Healthcare in this country is so broken.  Wish I had given birth in France.   [/quote]

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