Reply to Getting comfortable with money when you don't come from money

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[quote=Anonymous][quote=Anonymous]You don't sound uncomfortable with money to me at all.

The truly wealthy plan. They don't buy a 3M house because they can afford it. If you are anxious about spending 3M on a house, there is likely a good reason for that anxiety. Have you considered the carrying costs of the home? Written out repairs and replacements for the first five years? Is this something that you really want and would use? If yes, then you can afford it, so buy it. If not, then figure out if this is a commitment you really want to make.[/quote]

Sometimes the childhood memories/psychology is the cause for all of the anxiety. I grew up immigrant poor but my husband did not.
Now we have 2 homes, no debt of any kind/mortgages and DH wants to upgrade primary home (from 2.5 M home to the $5-6+ or more kind). I have massive anxiety and have been delaying for the last year+. It is not about carrying costs (we can pay for it without debt and carrying costs are minimal for maintenance and taxes from my husband's perspective) - it's about the childhood mental memories of losing everything. Some things no amount of "planning" will overcome. Sometimes it's not just about whether you can afford it.[/quote]

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