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Reply to "How did you pay for your renovations? HELOC? LOC? Cash? HEL?"
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[quote=Anonymous]We paid cash for out $600,000 reno and it was the biggest mistake. I wish we had gotten a loan because when the contractor didn't do the work - the bank wouldn't have paid him. He was always pressuring me to pay for thing he said were 80% done but were more like 25% done. It's a lot of arguing and they eventually put one over on you. Also the bank will get lien waivers which you absolutely have to have from every contractor and sub but GCs really don't want to give them or they fake them. Banks don't really substitute for inspectors but it's better than nothing and they won't pay GC if you have concerns[/quote]
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