Reply to Shocked: Our bare-bones monthly cost of living is 5K after taxes! What's yours?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]According to our monthly budget (family of 3, no debt other than mortgage), we aim to spend $4,250 a month or less. [b]This includes everything but mortgage, daycare, and health insurance [/b]deducted from DH's paycheck. I think some months we hit our target, some months we do better, and some months we fall short (because of unforeseen house expenses, vet bills, car expenses, etc.). If I added in all the unplanned crap, I imagine we would be in the $5,000 range too. If we had to cut back, we could, [b]but we are by no means "spendy" people[/b]. We eat out too much, though. 
[/quote]

And this is the other extreme.  So other than what are likely your three largest monthly expenses, you spend $5000/month?  Hate to break this to you, but you are indeed spendy people.  [/quote]

I agree this seems like a lot.  If you're not including mortgage, daycare and insurance, you're counting what?  Bills (electricity, cell phones, cable etc), food, baby stuff, etc?  [/quote]

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