Reply to Wife resents me for not earning more

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[quote=Anonymous][quote=Anonymous]I am not in law, but rather am a PhD Scientist.  A Phd in sciences +$5 will get you a latte at startbucks -- in other words, there is no intrinsic value to the degree.  It might open some doors, and might allow me to compete for jobs I find more interesting, but it is impossible to establish a dollar value.  The only good side is I finished th doctorate debt free at 29 (debt free because I had stipend that covered living expenses and tuition).

So, at 30 something, I was engaged, working many hours a week, and making 60 K.  My MIL could not understand how I had so little money.   I was unable to explain why one would chose education for the sake of education.   It only changed when we supplied grandkids.

Now, the good news/ and this can be your story:  28 years into my working carreer, my salary has continued to grow.  I now make close to 200K, with debt limited to mortgage  (we have 400K equity in the house).  Net worth is about 2 mil.  And kids college is paid for (and she is going to a good school).

The secrete is to live within the means, and spend money on things that appreciate (e.g., buy a house instead of rent an appt.).  And use any retirement savings available, particularly if there is a match.  [/quote]

In my field, 60k isn’t “so little money”, it’s a decent salary. DH and make 170k combined and it’s been just fine. [/quote]

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