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[quote=Anonymous][quote=Anonymous]-How much do you owe on your student loans?

-How much have you paid on your student loans since the no interest CARES Act happened in March? This should have been your opportunity to dump money on the loan.

Start preparing yourself for a MAJOR car repair dilemma.  My old car konked out, I had it towed in and they said I needed a new engine!  I was prepared to buy a new car the year before so the extra 15 months was a bonus, but I had to react fast.[/quote]

I owe about $110K in student loans from my masters degree.

I paid the normal income-based payment (about $500) on my loans even though it wasn't mandatory. I just kept paying them as normal. 
I have only $10K in personal savings (this does NOT include my 401k.) I never started making real money until now. I started at entry level making $60K, got a raise to $75K, then job-hopped to make $110K. And who knows, I'm not done job-hopping, because that's what we unreliable, entitled millennials do.

I'll reiterate one more time that my 05 Civic has SENTIMENTAL VALUE. I learned to drive on the car in high school, and it was my father's car until he died. Replacing it is no simple matter nor is it a vanity "want"
My concern is the Murphy's Law issue another poster brought up. I had a cascade of wear-and-tear issues all come up last winter. Battery died and needed to be replaced. Brake pads wore out, and muffler needed to be replaced, all within a few months of each other. My inclination was to bite the bullet on the car once something beyond wear-and-tear started to happen, but as cars get older, wear-and-tear becomes more frequent I guess. I also kind of want to hit the 200,000 mile mark just to say I did. But if I'm starting a new job, a big-deal job that's high stakes and high paying (for my age anyway), I don't want anything to happen. We're teleworking for another few months and then we'll be in the office, and I will need to drive (it's a suburb-to-suburb commute). So either way it's a risk.

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