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[quote=Anonymous]I love how so many on this forum think nothing like this could ever happen to them. D.C. is a bubble, no different than the dot com bubble that crashed out in California. The amount of defense contracting up here + the major projected budget cuts in defense spending = huge layoffs. So you have a good job now, and a degree. What happens if your company loses their defense contract? There goes your job. You're late 40s, early 50s, and unemployed. Do you have any idea how hard it is to find employment at that age?  "OH but I have so much money in savings and could live just fine off that, plus I have my 401(k)." But while you're unemployed, your wife gets breast cancer. You have no health insurance, because COBRA ran out before you found employment. You empty your savings and your 401(k) to pay for her treatment. Now you're unemployed, your savings are wiped out, and you have a degree, but no job prospects, and still have medical debt from what your savings didn't cover. It is NOT HARD to imagine yourself in some of these people's shoes if you just try to have a little empathy! [/quote]

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