Reply to Blindsided by potential cheating—how can I protect myself and the kids financially?

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Reply to "Blindsided by potential cheating—how can I protect myself and the kids financially?"

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[quote=Anonymous][quote=Anonymous]I'm going to break with the rest of the board and say that you should try to work on it.  Get into counseling.  Many people work through infidelity.

Based on everything you describe about your situation, your kids and your quality of life will absolutely plummet in a way that won't recover after a divorce.[/quote]

This.  Before you make any rash decisions, please get individual therapy and marriage therapy (if he is willing and wants to save the marriage - if he doesn't or isn't apologetic, then divorce).  It can be worked through.  You have young children.
Also, being a realist, you have no money and this will financially impact you forever - regardless of it being his fault.  It is worth trying to work through it.  At 42, with 50% of your retirement, you will have 50k in the bank.  You will not be able to retire.  You have no equity in your house.  You have made significantly bad financial decisions.  I hate to be the one to tell you but you are starting from scratch in your 40s if you divorce.  That 50k will be eaten by lawyer fees, you may get some child support or alimony but he will most likely file for bankruptcy.

It isn't pretty.[/quote]

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