Reply to Luxury Assisted Living No Longer Worth It?

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[quote=Anonymous][quote=Anonymous]Why does she need a 2 bedroom.  Can you see about downgrading her to a one bedroom?[/quote]

She probably had the 2 bedroom in case family members wanted to visit or if she needed to have an outside caregiver stay with her around the clock after a surgery or other acute health issue that would require a temporary higher level of care.  The 2 bedrooms are more expensive but not crazily more expensive than the smaller units.

Now that visitors are being restricted from the facilities maybe it's time to downsize.  Again, the expensive part of this whole thing is the care that your MIL is paying for, not the actual apartment, so you might not save that much money even if you downsize her to a smaller unit.

I would probably look into another, less luxurious, more affordable place that she could hopefully afford on her own income.  Unless you are rich, yourself, you have your own retirement to save for.  If you are spending your own money on your MIL's care, then you are likely creating a situation where your kids will have to pay for you.  Is that what you want?  I know that I sure don't.

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