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Reply to "My credit score is 662"
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[quote=Anonymous]It’s a real racket that somebody like OP needs to incur credit to have a credit card. What is strange in her story is she uses a debit card. I thought they were not as safe as using a credit card. And a thief can drain your account. Whereas if someone uses your credit card you are well protected. And you can also get cash back and lots of other perks. OP why not ditch the debit card and get a points card and pay it off every month. Or pay it literally every time you make a purchase via your phone. [/quote]
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