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Health and Medicine
Reply to "Switching to Kaiser insurance, need feedback"
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[quote=Anonymous][quote=Anonymous]I had Kaiser for only 1 year (thankfully) as that was the insurance provided through my graduate school. After that 1 year, the school switched to BCBS. I did not live in an area with Kaiser hospitals, but all of my doctors were covered. The problems that arose were all billing-related and really crazy. They insisted that an annual physical was not covered by my insurance and kept charging me an astronomical amount for the visit. I refused to pay, contested, spoke to dozens of people at Kaiser over the course of several months, and eventually they relented. I heard the same story from multiple other students. [/quote] This is fake news. I have Kaiser and never get bills, ever. (other than the obvious health care deductions from paycheck). You have your co-pays (whatever they are - and there are no surprises, you know it ahead of time) and that is that. My daughter was at DC Children's for five nights with a very unpleasant, unplanned health issue, seeing multiple top notch specialists (Kaiser has an arrangement to outsource at Children's), and our co-pay was $100. [/quote]
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