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Reply to "Long Term Care Questions"
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[quote=Anonymous][quote=Anonymous]Looking at my and D.H. parents, it would not have been worth it. My mom and later my FIL died suddenly in the hospital after short illnesses. My father moved to assisted living that his SS and veterans benefits covered. My mother in law does have a policy but at 91 I doubt she will ever use it.[/quote] OK, but my mom has been in assisted living since 2010. That's 116 months times $6,000 a month = $696,000. Insurance covered it. She started paying premiums in 2001, and believe me she got that money back and then some. She is healthy, all things considered, but I'm glad $72k/year isn't coming out of her pocket.[/quote]
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