Reply to When the sole breadwinner becomes ill

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[quote=Anonymous][quote=Anonymous]OP, in what state do you live?   In your situation, I would be most worried about preserving assets for my family in case of the worst.  So, assuming you don’t live in a community property state, make sure that your spouse does not sign for any of your medical debt.  Like when you fill out hospital forms or doctor’s office forms, don’t list your spouse as a guarantor or financially responsible party.  There are only a few community property states in the US - none are in the DMV.  https://www.nolo.com/legal-encyclopedia/debt-marriage-owe-spouse-debts-29572.html

Also, make sure that you have properly designated beneficiaries for your retirement funds and insurance.  You want those assets to go straight to your beneficiaries (i.e. your spouse and/or child) in the event you pass and not your estate, where it will be used first to pay off your debts.

I know many posters have already said this, but your spouse needs to look for a job, not just for income but for health insurance in case you become too sick to work and lose your job.

I’m so sorry to hear about your situation and will be wishing you the best.  [/quote]

You can’t fure a terminally ill worker. He would go on disability and the family would still have health insurance as well. 
OP - maybe consult a professional that knows something instead of anonymous internet people.

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