Reply to is it really easier to get into a college ED?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]
But you can get out if the package is un-affordable.  It can work for everyone who does their homework. No reason not to.  None.[/quote]

It is a problem for your school (who signed the ED app) and potentially your student [b]if they offer an aid package equal to or greater than the NPC and you say you can't afford it[/b]. Of course if there is a significant change (death of a parent, job loss) that is different. [/quote]

Sigh....

Step 1: Run the NPC
Step 2: Decide if you can afford
Step 3: If yes, apply ED
Step 4: If actual offer is less than the NPC, you can back out without penalty to school

Where is the problem, exactly?
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The part where the prior poster (if that's not you) said "It can work for everyone who does their homework. No reason not to.  None."  And middle class people who would like to consider merit aid, relative weight of grant and loans in financial aid, before having to decide on a school are giving their reasons why it doesn't work so well for them.  It's hard to feel that your kid would have an easier shot at getting into a school ED but you really should compare offers more.  And that's why people perceive ED as biased towards UMC and higher because they have this flexibility and are complaining.
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[b]Any school you would need an ED boost for admissions to is unlikely to give you merit aid[/b].  THAT is really the problem, isn't it?[/quote]

While the tone of the bolded reply is kind of snarky, I do think the statement is right. I'm surprised by so many posts on DCUM asking about merit aid over and over in different ways. We went through the process and frankly, many, many schools just do not give merit aid. I can't tell you how many times we read that aid was need-based only. In other words: Parents, if you are depending on "scholarships" a.k.a. merit aid [i]as a key factor in paying for college[/i], you shouldn't. If you have financial need, you're going to get an offer based on that and it will be better in some places than others. And yes, some schools do indeed have merit aid, but you cannot depend on it as your student's way into many colleges. Even schools that some on DCUM would not consider "elite" (a subject for another time, the obsession with elite here) may not give any merit aid, or may have only VERY limited merit aid. If you have real financial need you're going to get financial aid; if you do not have financial need (according to the college's interpretation of "need"), you cannot depend on merit aid to make the cost doable. The key word here is "depend."

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