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[quote=Anonymous][quote=Anonymous]Hit send too soon. 300,000 income is new in past three years. Have saved all of retirement during that time and will continue that saving pattern. (About 45k a year)   A lot of our money is going to retirement savings at the moment, to answer another poster.

Posters who say we are having too many children, please refrain from these comments. [b]Children are a blessing and we are not concerned about this aspect of our financial
Plan,[/b] just giving the info about why we want a bigger house for kids and hosting holidays and out of town family. Thanks. [/quote]

This is arrant nonsense, and an indication that you do not want serious advice.  Children are a blessing - and also a hugely expensive aspect of life as an adult.

It was the first kid, at 28 and 29, with substantially more than 6 figures of student loan debt and apparently significantly lower incomes, that was the most dicey financial move.  Given the ages, of your kids, you had three, and a mortgage, when your income was much lower, before you cleared that student loan debt.  That's insane, and an indication that you care more about the kids than a stable financial footing.  That's fine, I guess  (though not the way I would approach it), but it drives all of your future finances.  You need to recognize that, or you're going to end up in truly dire straits.

But, to answer your question, you can't afford to move.  You've already more or less decided that your kids, if they go to college, will be saddled with the same debt you are (or at least, you won't be paying for their college).  Work on that, and your retirement.

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