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Money and Finances
Reply to "“They’re only worth a few million. Not really rich”"
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[quote=Anonymous][quote=Anonymous] NP here - Don't kid yourself - there is a HUGE difference between nursing homes and that different matters. I've spent a fair amount of time with a couple different older relatives while they were in nursing homes. Thankfully, none of them were in truly awful homes, but there was a fairly large difference between the mediocre and the great homes. ( Also, my husband works in the medical field and has been in some truly awful nursing homes, so I know that they exist, even if I haven't personally spent much time in them.) At the high end nursing homes, there was sunlight in the rooms, flowers and nice decor in the common areas, all the patients (even the dementia patients) always had their hair done and looked cute and clean, the aides joked with the patients....and best of all, the place didn't smell. Not at all. My relatives did decline mentally, but they each had a couple of years where they were well aware where they were....and even during the worst mental periods, I think that they had some awareness of their surroundings. And for the rest of us, it was much better to visit in a nice nursing home than a dark, kind of smelly one. [/quote] With a 4M net worth you can draw down at about 160k a year indefinitely. That will cover something nicer than a "mediocre" nursing home (even in the DMV).[/quote]
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