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[quote=Anonymous][quote=Anonymous]Thank you, PP.  I am trying to think about this in the right/smartest/most logical way, but it is impossible to remove my thinking from our current situation (shutdown, working without pay, non-working spouse with chronic health issues).  I am not going to make any rash moves after the government reopens, but in all likelihood we will go through the same thing in October, or maybe even when it comes time to raise the debt ceiling, and I just need more of a hedge against uncertainty.  But I also recognize that emotional financial decisions tend to be stupid ones.

[b]Are there financial counselors that could help with this[/b]?  Because it doesn't sound like something for a financial advisor.[/quote]

No financial counselors will tell you to move.

Give us your budget.  What is your take home pay each month?   I don’t see how you can get much cheaper than your current mortgage.

The other problem is that home prices may drop significantly!  Don’t buy a fownhome at the top of the market. [/quote]

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