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Reply to "How long could YOU go without a paycheck? "
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[quote=Anonymous]Without my husband's, fine, but less savings out of my paycheck, obviously. Without mine, we'd manage, and it would really depend on if/how long we had to pay daycare costs. Without either, about 1 year with minimal lifestyle changes, 1.5-2 yr if we were frugal and cut daycare right away. Then it would require dipping into long term savings. This assumes we don't have to cover health insurance, though. My husband, fed who is working w/o pay, is shocked at how many of his co-workers who make about the same or more does are in a mild panic about paying bills. This is when I point out the benefits of having a two-income household, and that he (we) wouldn't have the cushion he (we) do, if he was responsible for covering all of our expenses, even w/o daycare. [/quote]
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