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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I always told DD not to worry about college costs, but my junior Dd, 1400 SATs, 4.2 w gpa is not factoring the cost of attending college.  The comparison of Va Tech (26k) vs bc (73k) is huge.  I make enough that need based aid will be limited.  I want her to graduate debt free.

Between her 529 and other savings, we can handle Tech with minimal lifestyle changes.  The private’s will not be attainable without significant changes (selling house)[/quote]

First, you are complaining that your daughter is not considering the precise thing you have always told her not to consider.  That is unfair and frankly, idiotic.

Second, if you make enough that need-based aid will be limited, I simply do not believe that you cannot afford BC without selling your house. Also, based on your post, you have saved slightly over $100,000 in her 529. [b] If you indeed make enough that need-based aid will be minimal, you have dramatically undersaved in the 529 (all while telling her to not worry about costs).  That's on you.[/b]

Third, if you want her to graduate debt-free, you take out the loans to pay for the difference.  [/quote]

This is a huge assumption on your part. You sound either like you are UMC or just a serious tool.

Depending on where they live, other financial  obligations, actual salary, etc. You don't have to make very much to be disqualified for aid, you know  that right????

Making a  modest middle class salary (for this area) will disqualify you. Maybe they make just enough to not qualify AND could not save more. Maybe just  paying the  mortgage, car payments, health costs, maybe a student loan from parents education, helping out other family members, living a basic middle class lifestyle - [b]god forbid you paid for gymnastics or travel soccer or whatever during your kids primary school years precludes you from saving $200K for college.[/b] Jeez. Not everyone is as privileged or obviously financially brilliant as you :roll: [/quote]

You're missing the point, and I can't tell if it's just inadvertent or if you're really this dense.  Of course people have obligations that set individual savings levels.  But if you are telling your kid that she should not consider he costs of college, you have undersaved if your 529 balance is around $100k.  Even more so if you know you won't get need-based aid.  Seriously, how is that difficult to understand?  [/quote]

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