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Reply to "Deep credit card debt "
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[quote=Anonymous]I don't think "declaring bankruptcy" erases your debt the way people think it will, anymore. You can't ever discharge your student loans. If you have a decent job, you can't get a Chapter 7 bankruptcy. YOU will need a Chapter 13 bankruptcy, which means a plan to pay your debts. Chapter 13 bankruptcy might help you get some lower rates on your loans but I don't think it really wipes them out like people think it will.[/quote]
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