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Reply to "Deep credit card debt "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Dave Ramsey. I pulled out of 80k in credit card debt in a year. It took massive austerity measures. I now have 40k in an emergency fund, index funds, 401k, IRAs, and 529. We completely turned our financial lives around and did a 180.[/quote] This is impressive. What type of austerity measures did you take? Did you have to sell your house and downsize? What about cars? Did you sell them? What kind of decisions did you have to make on a daily basis to keep going? [/quote] Not helpful. The poster had to make a lot more than 80k in a year to pay down that much in debt. Most folks in debt don’t have that luxury. [/quote] It is all relative to scale. 80k is a crap ton of credit card debt, especially if someone had to take austerity measures to get out of it.[/quote]
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