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[quote=Anonymous]Not exactly- but we talk about budgeting and that it's important to be careful with money. We discuss investments, retirement, college savings, and the importance of starting very early. 
I told DS when he gets that first job out of college, he needs to immediately start putting maxing his money into a retirement plan. He should build his savings and investment model around that contribution, then, as he makes more money order it in priority. Emergency fund, savings for home ownership, other tax advantaged accounts like an HSA, 529 for his kids, then brokerage/investments if he's fortunate to have anything remaining after all of the contributions. We also talked about the importance of taking out life insurance for him and his spouse when he young and healthy. 
I think kids need to understand how to set financial priorities- they see us adults going to Starbucks, taking vacations. or buying a nice car and imagine that those things are easy to achieve and something that they are entitled to. They didn't see the crappy one bedroom apartment in the sketchy neighborhood that DS and I rented in our twenties, the careful meal planning, the week long anticipation for a "nice" dinner out, excitement over a pair of nice work shoes, and the drive/not fly getaways and cheaper hotels, etc. [/quote]

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