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[quote=Anonymous][quote=Anonymous]I never wanted to land here, but here I am. I am the higher earning spouse, so I have the greater ability to keep the house to keep the kids in their neighborhood and school. But, it’s going to stretch me in the next year.

HHI: $215k (my salary and bonus)
Net worth: $355k (my investments and half of the equity that’s left)

Cash flow: everything is kind of decimated post divorce. I used to have no CC debt and a healthy savings account. Not so much now. 
Savings account: $5k
CC: $5k in debt in leftover lawyer fees
Student loan: $33k
No car payment 
Mortgage: $1,073,000

Monthly expenses:
Mortgage: $5,600
Childcare: $600
Child Support: $478
Bills/Cell Phone: $540
Car/Insurance/Gas: $200
Student Loan: $300
CC Payment: $300

Starting in 2020 I have RSUs vesting that give me big chunks of money that I can pull from but this year is going to be hard. Any hints or tips for getting through this year? Should I stop contributing to my 401k for the year (currently contributing 6% for a 6% match which vests immediately)? This is a brand new divorce- I haven’t started living without my kids half time yet (starts next week), so are my bills going to go down, and I just haven’t realized it yet? [/quote]

The sum of all your above expenses is $8,000.

Your monthly income after tax deductions is $12,000.  (80% of 187K (assuming $215K is salary + 15% bonus).    Unless I'm missing something, you should be able to make it work.

Rent the basement - That adds another $1,200-$1,500 to your monthly income.

Keep a tight lid on spending for a while until you get a grip on spending/budget.

Here are the positives:
- You are young
- You have additional income in the horizon with the promotion and increased bonus
- RSUs vesting
- Your positive attitude.  You sound like like the kind of person whose income will grow with time.

Make sure you plan for childcare (if applicable) since you are now a single mom and may need to work long hours.
make sure you have life insurance to cover the cost of the house, college etc for the kids
If you have the slightest doubt in your mind, sell the house now when the market is still high.

Good luck!

[/quote]

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