Reply to should i be offended DH has not added me as a beneficiary to his bank accounts? (married w/ kid)

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Reply to "should i be offended DH has not added me as a beneficiary to his bank accounts? (married w/ kid)"

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[quote=Anonymous][quote=Anonymous]OP here -thanks all - I agree that it is best for me to set up estate appointment - maybe he just needs to hear it from a lawyer... and I need to draft a will with a guardian if anything should happen.

I know death is not a sexy topic, but I feel like we have to hope for the best and prepare for the worst...

The consequence if he were to pass away as is, is that his parent would inherit the money, and his parent -- even IF they wanted to give it to me/the baby --[b] would face a tax on trying to give us over the $14k/year limit [/b]-- I would be in a hot mess of a financial situation trying to pay for our house/everything solo on my salary alone, would have to sell our house and etc if it were on my salary alone --

And I've done some google research and there was a Supreme Court case where a plaintiff was not included int he POD accounts as a beneficiary but was in a will, and the spouse was entitled to NOTHING because the POD account beneficiary status hadn't been updated....

So I feel like this is a wake up call for me to get things updated ...
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[/quote]

This part is 100% wrong.  [/quote]

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