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Reply to "What to do first? Debt vs Savings/Retirement"
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[quote=Anonymous]Those expenses aren't bad at all, OP. However, they are only $7K/month--and you should be netting $12K-$14K if you aren't saving much for retirement, depending on healthcare costs. I assume you are likely contributing to a Dependent Care FSA, so that child care cost may be reimbursable. Where is the rest of that money? That's what you need to figure out. Agree that you should get rid of cable till the debt is under control (bonus: if you want to go back to it later, then you can get a nice intro package at that point--and you might find you don't miss it with some good streaming options!) Yes, fuel seems like a lot if you're not commuting for work. Are those actual numbers (what you spent), or what you budgeted?[/quote]
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