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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Insurance companies go based off the police report and 100% of the time the cops are going to cite the person in the back who is following way too closely. Even if you have a dash cam video all it’s going to show is you tailgating the driver in front of you.

I wouldn’t brake check anyone in my safe, modern Euro SUV (let alone a 15yo Camry like the PP), but you tailgaters who think the cops are going to do some CSI-worthy accident reconstruction are in for a rude awakening. [/quote]

If you're going the speed limit and keeping acceptable following distance, you will still hit the car in front of you if they slam their brakes hard for no reason.

You don't need CSI accident reconstruction to see that the person in front was driving dangerously, and then it's a question of whether it was a deliberate attempt to defraud or they are "just" a totally incompetent driver.

Insurance companies love dashcam footage and will absolutely accept it if you have it.[/quote]

If you plow into the person in front of you because they slam on the brakes (even if it’s intentional) you are following too closely for the vehicle you’re in, end of story. A dashcam video will show you following too closely and rear-ending the driver in front of you. [/quote]

Not to mention, the rear end brake slam trick is the oldest insurance fraud trick in the book.  My friend with nice cars never follow old ratty cars too closely, for this reason.  Some people look like they are looking for money, its obvious. 
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