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Reply to "People with "regular incomes" what are your savings?"
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[quote=Anonymous]We all just do our best, OP, and I'm thankful I'm not the only one who doesn't have half a million saved up. DH and I are 33 and 36, and since we both spent several years in grad school we've only had a couple dual income years, plus a kid in day care. I have $55k in retirement, I think DH has around $20k, and about $65k in other accounts that we aren't sure how to allocate yet. We are on track to max out the $5500 Roth IRAs this year, and i am putting in the 5% to get my,kax employer match for my TSP, but the idea of putting $18k each into retirement accounts each year is laughable at our income level. That would be in the 40% range, which is not realistic on a 5 figure income with day care costs in DC. [/quote]
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