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[quote=Anonymous]Had my only child at 38 due to starting grad school late and professionally that was the best time.  We had huge student loan debt and bought too much of a house (one of those employer financed 100% mortgages which seemed great at the time but led us to spend too much) and we struggled with debt for a long time.  Dh would have been happy to have a second kid but I nixed it.  I wish we had managed our finances better so we could have had a second kid but we've been very happy.

Right now we're helping dd with grad school and we're financially able to give her substantial help.  I wish she had a sibling but the reality is that we would be able to give her a lot less help if she had a sibling.

But....when my parents died, I really appreciated having siblings to share the work and the sadness with - so there's that that she won't have.  OTOH I read that only children are more likely to have close friendships.  That's been true of dh and I see it with dd now.  Dd has a fantastic support system of friends so I don't worry about her not having siblings to turn to.

Anyway, this kid thing brings a lot of things into your life which are out of your control.  Love my kid and am proud of her but her adolescence was really hard on her and as a parent I don't know if I handled it as well as I could have.  Fortunately she came out on the other side stronger and happier.  Your kid will be your kid and you can't predict what will happen but at least at this age you're more mature and financially secure so that helps!

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