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Relationship Discussion (non-explicit)
Reply to "Is joint custody a fait accompli? [MD]"
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[quote=Anonymous][quote=Anonymous]I go to therapy on the weekends, while my child is with my STBX. Find one that takes your insurance, or see if your employer offers an EAP. Organize your finances. Do you have cars. What are they worth? Life insurance? Assets? What is your debt? Student loans, car loans, credit cards? Know all these numbers. Better if you can figure out what the financial picture was when your got married too. Cut your budget to the bone now, so it isn’t a shock later. Throw the extra money into savings. Even if you have to split the savings with your spouse, half is better than zero. Go through your house, and toss/sell/donate everything you don’t need. Keep an inventory of what is left and what you want to keep—you will need this in the divorce. You may have to move/downsize, so pare everything back now. It makes moving easier. Can you make more money at a different job? It may be worth it to you to seek new employment. Make sure you are looking at total compensation, so you’re not shorting yourself just for a slightly higher salary. Document everything. Arguments, abuse, parenting, etc. Everything.[/quote] Actually it would be much better to deplete the savings paying off debt than to share it with the soon-to-be-ex. If you have student loans definitely pay all of it off with savings. Pay off your cars. Any debt that is in your name gets paid off now. Much better to be debt free than handing over half your savings to your ex. Also, do you have a relative that you trust? You could give your mom (for example) a gift of several thousand. She can hold it for you and it can be your emergency fund during the divorce. [/quote]
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